Fukuoka Central Bank, Inc.

Fukuoka Chuo Bank, Ltd. (English: THE FUKUOKA CHUO BANK, LTD.) is the second regional bank with its head office in Chuo Ward, Fukuoka City, Fukuoka Prefecture. It is commonly known as "Fukuchu Bank." The store operates only within Fukuoka Prefecture, and does not have stores outside the prefecture.

history

Founding and Development

The predecessor of the Fukuoka Central Bank was Shokinsho Mujin Co., Ltd., which was established during the post-war economic recovery period, and was a merger of Daiichi Sumitomo Mujin (Fukuoka) and Western Sumitomo Mujin (Okura). The company name was then changed to Shokin Mutual Bank, Inc., and in 1989 it became the current Fukuoka Central Bank, Inc.

Business integration with Fukuoka Financial Group

On November 11, 2022, a basic agreement was announced with Fukuoka Financial Group (FFG) regarding business integration. On March 14th, 2023, a final agreement was reached on October 1st of the same year to merge with FFG through share exchanges, assuming approval at the general shareholders' meeting and approval from the relevant authorities.
As a result, Fukuoka Central Bank's common stock and preferred shares held by Fukuoka Bank were issued as physical dividends to FFG, and FFG became the largest shareholder in place of Fukuoka Bank. As planned, the share exchange was completed on October 1, 2023, and Fukuoka Central Bank became a wholly owned subsidiary of FFG.

Management Policy

Role as a financial institution specializing in small and medium-sized enterprises

As a "finance institution specializing in small and medium-sized enterprises," the Fukuoka Central Bank aims to contribute to the development of the local economy. Even after the business integration, the company continues to strengthen its financial services for businesses and respond to the needs of its customers.

Initiatives for SDGs

In December 2020, the Fukuoka Central Bank announced the declaration of SDGs, incorporating the SDGs perspective into its management strategy, striving to balance solving local communities' issues and economic development.

• 
  In July 2021, he expressed his support for the TCFD (Climate-Related Financial Disclosure Task Force) recommendations . We are actively working to reduce the environmental impact and support decarbonization.

• strengthen human capital
  , and promote the improvement of employee skills and appropriate personnel evaluations. Furthermore, based on the "Internal Environmental Development Policy," aims to improve work-life balance

Products and Services

Credit-integrated IC cash card "MUSBO"

Since January 2010, FFG Card , and has issued the IC cash card "MUSBO" with a credit function.

ATM Network

It has a close relationship with Fukuoka Bank, and is able to be used mutually with the bank's ATMs This improves customer convenience.

Advertising/Image Characters

In the past, singer Hamasaki Ayumi appeared in commercials. Currently, the player Honda Yuichi of the Fukuoka SoftBank Hawks is being used.
Furthermore, when it was merged with FFG, actor Seto Koshi, who is from Fukuoka Prefecture, and actress Igeta Hiroe, was featured as image characters, and a commercial was aired to announce the merger.

Features

• one of the few banks with the name "Central"
  is one of the three private banks in the country, along with Shizuoka Central Bank and Yamanashi Central Bank, which is named "Central" among private banks.

• of Fukuoka Bank
  has been a member of Fukuoka Bank for six consecutive years, and has strong organizational connections.