Ogaki Kyoritsu Bank Co., Ltd.

Ogaki Kyoritsu Bank, Ltd. is a regional bank with its head office in Ogaki City, Gifu Prefecture. The abbreviations are "OKB" or "Daikyo." As a local bank, it offers highly unique services, and is taking innovative initiatives, such as opening the first drive-through store in the country and forming the unit "OKB45" by female bank employees. From April 1, 2015, it became a designated financial institution in Gifu Prefecture. The image character is "Paddington Bear."

History

Founding and Development

the 129th National Bank , which was founded in 1878 (Meiji 11) . It was officially approved for establishment in March 1896 (Meiji 29), and began operations in April. The first president was Toda Einosuke, a family of elders of the former Ogaki domain. The name "Kyoritsu" comes from the fact that it was jointly founded by a samurai of the former Ogaki domain and a landowner in the Seino region.

Pre-war management under the Yasuda Zaibatsu

In 1904 (Meiji 37), due to a turmoil that began with the bankruptcy of Mino Commercial Bank, he received support from the Yasuda Zaibatsu (later Fuji Bank, now Mizuho Bank). In 1909 (Meiji 42), Yasuda Hozensha acquired shares, and since then became a subsidiary of the Yasuda Zaibatsu. During the prewar growth process, several banks merged and expanded into Aichi, Mie, and Shiga prefectures.

At the end of World War II, financial authorities were asked to merge with Sixteen Banks, but during negotiations, Ogaki and Gifu Air Raids occurred, and the merger was not realized as a result.

Post-war reconstruction and independent management

After the war ended, Yasuda Hozensha was disbanded due to the dissolution of the conglomerate by GHQ. As a result, the bank management was led by a former member of Ogaki Kyoritsu Bank. The company moved to self-management, led by the 7th leader Tsuchiya Yoshio, and after the lifting of the designation of the restricted company, the company continued to actively manage the company. In the 1950s, the company began to expand into the Chuno and Tono regions of the prefecture, and in the 1960s it established its bases in Tokyo and Osaka, and began to handle international transactions.

Modern development

Since the 1990s, the company has been promoting IT and diversifying its services, and has developed its own management strategy, including opening its first drive-through store in the country and forming the promotional unit "OKB45" by female employees. In 2015, it was selected as a designated financial institution in Gifu Prefecture.

Features and business development

• Mass retail strategy : Strengthening services for individuals and introducing advanced store formats such as drive-through banks.
• Locally-based management : Supports the local economy within Gifu Prefecture, mainly in the Seino region, and actively promotes the region.
• Promoting digitalization : We are working to improve internet banking and introduce cashless payments.